Commercial property
Owner-occupier and investment finance for retail, office, industrial and mixed-use property.
Commercial & Development
Commercial &development finance.
Brokerly arranges commercial property loans, construction facilities and development finance for Australian SMEs, investors and developers. We compare major banks, second-tier banks, specialist non-bank lenders and private credit funds to structure the right facility, fast.
Solutions
Finance for every stage of the project.
Development finance
Funding for residential and commercial developments, including stretched-senior and mezzanine debt.
Construction loans
Progress-payment construction facilities for owner-builders, developers and small builders.
Business finance
Working capital, equipment and acquisition finance for established Australian SMEs.
SMSF commercial
Limited recourse borrowing arrangements (LRBA) for commercial property held inside SMSFs.
Refinance & restructure
Refinancing existing commercial debt for sharper pricing or improved terms.
Up to 80%
LVR on commercial property
1–2 wks
Indicative term sheets
Bank + non-bank
Full lender panel
Commercial FAQ
Commercial finance questions, answered.
What loan-to-value ratio (LVR) can I get on a commercial loan?
Standard commercial property loans typically fund up to 65–75% LVR, with some specialist lenders offering up to 80% on strong tenanted assets. Development finance is usually structured to a percentage of total development cost (TDC) and gross realisable value (GRV) rather than LVR.
How quickly can development finance be arranged?
Indicative term sheets can typically be issued within 1–2 weeks for well-presented proposals. Formal credit approval and settlement timelines depend on valuation, QS reports and the lender, but Brokerly manages the full process to keep momentum.
Does Brokerly work with private and non-bank commercial lenders?
Yes. Beyond the major banks, our commercial panel includes second-tier banks, specialist non-bank lenders and selected private credit funds — important for development, construction and complex SME deals where bank appetite is limited.
What documents do I need for a commercial loan application?
Typically: 2 years of business financials and tax returns, recent BAS, ATO portal statements, an asset & liability position for directors, the contract or LOI, and (for development) a feasibility, DA and QS report. Brokerly provides a tailored checklist after the initial discussion.
Talk to a commercial specialist.
Confidential, obligation-free assessment of your commercial or development scenario.
Australian Credit Licence ACL 391237 · 100% paperless · Available 24/7
* Initial assessments use a soft-pull inquiry that does not affect your credit score. A formal credit inquiry (hard pull) will be required only upon submission of a formal loan application to a lender.