Investment loansbuilt for QLD investors.

Most lenders allow you to access equity up to 80% of your property's current value (the loan-to-value ratio cap), without paying Lenders Mortgage Insurance. For a $900,000 QLD property with a $400,000 loan, that's around $320,000 of usable equity. Brokerly models exactly how much you can release based on current valuations and lender policy.

Yes. This is one of the most common ways Australian investors fund subsequent purchases. Brokerly structures the equity release as a separate split or new loan, keeps the investment debt clearly identifiable for tax purposes, and matches the new loan to the lender most likely to approve your overall position.

Most investors benefit from interest-only repayments on investment debt with an offset account, while keeping principal-and-interest on owner-occupier debt. The exact structure depends on your tax position, cash flow and portfolio plans — we coordinate with your accountant where helpful.

Yes. Our panel includes lenders that specifically support investors with 4+ properties, complex servicing, trust ownership structures and SMSF lending. We also manage refinances across portfolios to free up borrowing capacity for the next purchase.

Brokerly only runs a credit enquiry once you choose to formally proceed with a lender — and we structure each application with your future borrowing capacity in mind, not just the deal in front of us.