Development Finance · Commercial Desk

Project Feasibility &Development ROI.

Run your initial project feasibility in seconds. Our integrated Site Genius tool helps you calculate GRV, construction costs, and potential ROI before you speak to a lender. When you're ready to fund, we structure the capital stack — bank, private and mezzanine — to get the deal across the line.

Site Genius · Feasibility engine

Stress-test your site beforethe bank does.

Model GRV, construction cost, contingency, professional fees, interest capitalisation, LVR and LTC in one place. The same numbers the credit committee will scrutinise — surfaced in seconds.

Brokerly Pro Feasibility Engine

Monthly cash-flow engineS-curve drawdown · IRR · POC.

Pro engine v2

Real monthly compounding interest on an industry-standard S-curve drawdown. Margin Scheme GST toggle, line fee on the undrawn limit, establishment fee capitalised at close.

Project
8
$950k
$2.20M
$420k
Costs
8%
Architect, engineer, planner, certifier, legal
10%
Applied to land + construction + soft costs (default 10%)
3.5%
5.5%
Stamp duty + legal + due diligence — used to gross up RLV
Residual Land Value
20%
Maximum land price you can pay and still hit this POC
GST
Finance
65%
80%
8.95%
1.5%
1.25%
18
6
Net project profit
$132k
After GST, sales costs, capitalised interest & fees
Profit on Cost
2.0%
IRR (p.a.)
3.6%
Below 18% POC threshold
Developer equity required
$1.77M
TDC $6.71M − Facility limit $4.94M
Binding constraint: LVR · LVR cap $4.94M · LTC cap $5.13M
Residual land value
Target 20.0% POC
$1.16M
Max bare-land price (excl. acquisition costs)
+ Stamps & legal (5.5%)
$64k
All-in land budget
$1.23M

Back-solved so the project hits 20.0% Profit on Cost. Includes 5.5% acquisition gross-up — never bid bare land without it.

GRV (gross realisation)$7.60M
GST payable$491k
Sales & marketing$266k
Net revenue$6.84M
Land$2.20M
Construction$3.36M
Professional fees$269k
Contingency$583k
TDC ex finance$6.41M
Facility limit$4.94M
Establishment fee (capitalised)$62k
Capitalised interest$219k
Capitalised line fee$19k
TDC inc finance$6.71M
Peak debt$4.94M
Headroom in facility$0
Facility drawdown · S-curve
Limit $4.94M
PCm0m24
Book a Project Funding Strategy →

Indicative only. Final facility terms (LVR, LTC, rate, fees) subject to lender credit assessment, valuation, QS report and project-specific risk.

GRV — Gross Realisation Value

Forecast end-sale value of every lot, unit or townhouse to anchor your funding ratio.

LVR & LTC ratios

Loan to Value and Loan to Cost — the two metrics that decide which lender funds you.

Interest capitalisation

Roll interest into the facility so cash flow isn't strangled during construction.

Contingency buffer

Standard 5–10% contingency baked in — so cost overruns don't blow your feasibility.

Professional fees

Architect, engineer, town planner, certifier, legal and surveying — captured upfront.

Residual stock

Plan exit finance for unsold stock at PC so the project doesn't stall on settlement.

* Site Genius outputs are indicative feasibility estimates only. Final facility terms, LVR, LTC and pricing are subject to lender credit assessment, valuation, QS reports and project-specific risk.

Private & non-bank capital

Capital when thebanks say no.

Major banks fund the easy 60% of the deal. We arrange the other 40% — private first mortgages, mezzanine debt, preferred equity and JV partners — to fund site acquisition, construction and residual stock for projects across the Sunshine Coast and Brisbane corridors.

Land subdivisions · multi-unit residential · townhouse projects · medical & commercial · mixed-use developments.

Book a Project Funding Strategy →
Senior debt
Private first mortgages

Faster decisions and higher LVRs than the majors — ideal for site acquisition and pre-DA funding.

Stretch capital
Mezzanine finance

Top-up debt that sits behind the senior lender to bridge equity gaps up to ~80% LTC.

Equity
JV & preferred equity partners

Match-make with high-net-worth and family-office equity partners for skin-in-the-game capital.

Exit
Residual stock & refinance

Replace construction debt at PC with a residual stock facility while you sell down.

Bring us the site.We'll structure the stack.

Book a 30-minute project funding strategy session. Bring your feasibility, DA status and pre-sales — we'll map the senior, mezz and equity layers needed to fund it.

Book a Project Funding Strategy →

* Initial assessments use a soft-pull inquiry that does not affect your credit score. A formal credit inquiry (hard pull) will be required only upon submission of a formal loan application to a lender.