Free book

Your mortgage isn't moving. You're paying it off wrong.

The Australian playbook to accelerate your 30-year mortgage and win back years of your life from the bank. Plain English, every bit of maths done for you.

Also on Amazon in Kindle and paperback.

Cover of The House Always Wins by Tommy Anderson

Five cards. One hand that beats the house.

10Your budgetFind $1,000 a month you didn't know you had
JYour offsetWhy extra repayments barely work
QYour cardMake the bank pay for your groceries
KYour rateStop paying the loyalty tax
AYour dealerGet someone in your corner who's done it

Plus: the $160 a day your bank charges while you sleep, the refinance trap that can cost you $161,000, and why 8 in 10 home loans now skip the bank.

The mortgage clock (years)

  1. 30
    Default
  2. 15½
    Budget
  3. 14½
    Offset
  4. 14
    Card
  5. 13½
    Rate
  6. 12
    Second property
  7. 9
    Pay rises

Every chapter takes years off. Based on a worked example in the book ($900,000 loan, 30 years, 6.5% p.a.). Your result depends on your situation.

Get the book free

Tommy Anderson, founder of Brokerly and author of The House Always Wins

I used to work for the house.

Award-winning finance broker and founder of Brokerly. A former bank lender, Tommy has personally written more than $1 billion in home loans.

  • Winner, Innovator of the Year, Investor Lending Specialist
    Broker Innovation Awards 2025
  • Winner, Editor's Choice, Queensland
    The Adviser Better Business Awards 2024
  • Top 50 Brokers Under 35
    MPA 2025
  • Platinum Broker with a major bank
    2024–25 and 2026–27

Questions

Is it really free?

Yes, just pop in your details and download it straight away.

Who is it for?

Australian homeowners and buyers, especially families earning around $200k who feel their mortgage isn't moving.

Is this financial advice?

No. It's general information about home lending and how to pay debt off faster. It doesn't consider your personal situation. For tax questions, see the ATO website or a registered tax agent.

Can I buy a printed copy?

Yes, it's on Amazon in paperback and Kindle.

General information only, not personal advice. Tommy Anderson, Credit Representative 544009. Loan In Pty Ltd trading as Brokerly is authorised under LMG Broker Services Pty Ltd, Australian Credit Licence 391237.

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